When you’re planning your holiday abroad, most people don’t even consider the possibility that they may have an accident. Below is a list of some of the things you need to consider just in case you have an accident abroad.
Take Out Insurance
Making sure you have adequate insurance to cover you is a good idea because if the worst comes to the worst, then this money will pay for your medical expenses and possibly even the transport home.
Having an insurance that includes an air medical escort is a great idea if you’re trying to get back home to the US. They provide non-medical emergency transport on commercial airlines, and they provide you with your very own flight nurse who will help you at every step of the journey.
Who Caused the Accident?
The most important thing to find out after an accident is who is to blame. If you are at fault, then you won’t be able to claim any compensation from the other party, however, if someone else is to blame, then you may be able to claim against them.
It is important to contact your insurance company and ask their advice. They will usually have connections with a personal injury attorney and will discuss your case with them. You will also need to work out whether the holiday company is liable. If the accident happened on one of their excursions or in your hotel, then you may be able to make a claim against them.
Getting Proof
It is very important to get proof of what happened and where it happened. This is particularly true if the accident was caused in the hotel as you want to ensure that this problem is dealt with so no one else has a similar accident.
If other people witnessed the accident happen, then it is a good idea to get their names and addresses and ask them whether they would be willing to make a statement if asked. It is a good idea to take photos if possible. If your accident requires treatment, then make sure you get a copy of any reports and any medical bills. As soon as you can, it is important to record what happened including the time and date of the accident; the longer you leave it, the more likely you are to forget important information.
When You Get Home
As soon as you get home, if you believe you are entitled to compensation, talk to a personal injury solicitor. There are many available, so make sure you do your research to find the right one for you. It is important to remember to keep any documents about your accident, any medical expenses you may have had since you got back home and any loss of earnings due to you not being able to work.
Most holidays go ahead without accidents happening, but it is important to be prepared. Knowing what to do if an accident occurs will help you in the long run when trying to claim back any medical expenses you may incur.
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Disclaimer: This article is not intended to provide medical advice, diagnosis or treatment. Moreover, views expressed here do not necessarily reflect those of Awareness Junkie or its staff.
